Below is a copy of the Adverse Action Letter:
ADVERSE ACTION NOTICE
Your Company Name
Your Address Here
Your Phone#
Your Fax#
CONFIDENTIAL TO BE OPENED BY ADDRESSEE ONLY
{application.applicantNames}
{date.currentDate}
Hello {application.applicantNames},
Thank you for your recent rental application. After a review of the provided information, we find that we are unable to accept your rental application at this time. Principle reason(s) for denial:
| Temporary or irregular employment Unable to verify employment Unable to verify income Length of residence No credit file Delinquent past or present credit obligations with others Other: |
Delinquent past or present rental obligations Bankruptcy Criminal Record Eviction filing or judgment Garnishment, attachment, foreclosure, repossession, collection action, or judgment |
This decision was based in whole or in part on the information provided us in a Consumer Report or Investigative Consumer Report prepared for us by a consumer-reporting agency. Their mailing address and phone number are listed below:
TransUnion Consumer Solutions
www.transunion.com/myoptions
2 Baldwin Place
P.O. Box 2000
Chester, PA. 19022
1-888-710-0270
TransUnion Consumer Solutions plays no part in the decision to take any action on your rental application and is unable to provide you with specific reason(s) for not accepting your application.
You have the right to a free copy of the report within 60 days of receipt of this notice and to dispute the completeness or accuracy of any information in the consumer report issued by the agency with TransUnion Consumer Solutions.
Your credit score:
Date score was created:
Scores range from a low of 300 to a high of 850.
The top key factors that adversely affected your credit score:
Sincerely,
Your Company Name Here